Guide
Guide

Terms and Conditions

Effective Date: July 26, 2025

Please read these Terms and Conditions ("Terms") carefully before using Debtors ("the App"). By using the App, you agree to be bound by these Terms. If you do not agree with any part of these Terms, do not use the App.

1. Data Control

The App is designed to function entirely offline. It does not connect to the internet, nor does it transmit, collect, or store any data externally.

All data input into the App—such as debtor information—is stored locally on your device. You are solely responsible for managing, securing, and protecting this data.

2. User Responsibility

By using the App, you agree and acknowledge that:

  • You are entirely responsible for the data you enter and generate using the App.
  • You are responsible for complying with applicable privacy laws and regulations when handling personal or financial data.
  • The App's output (e.g., reports, backups) is not encrypted, and any person with access to those files can view the contents.
  • You are solely responsible for controlling access to your device and generated reports.

3. No Warranty

The App is provided "as is" and "as available", without any warranties of any kind, express or implied. This includes, but is not limited to, implied warranties of:

  • Merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Data accuracy or security

The developer makes no guarantees regarding the performance, reliability, or results of using the App.

4. Limitation of Liability

To the fullest extent permitted by law, the developer shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to:

  • Your use of the App
  • Your inability to use the App
  • Any data loss, corruption, or exposure
  • Any misuse of data by you or third parties

You assume full responsibility for any outcomes resulting from your use of the App.

5. GDPR and CCPA Disclaimer

The App does not collect, process, or transmit personal data; therefore, it is not subject to the GDPR or CCPA. However:

  • If you are a user in the European Economic Area (EEA), you are responsible for ensuring your own compliance with the General Data Protection Regulation (GDPR) when using the App.
  • If you are a resident of California, you are responsible for managing personal information in accordance with the California Consumer Privacy Act (CCPA).

6. Intellectual Property

The source code of this application is licensed under the MIT License, a permissive open-source license. This means you are free to:

  • Use, copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the software

Under the following conditions:

  • The original copyright notice and permission notice must be included in all copies or substantial portions of the Software.
  • The software is provided "as is", without warranty of any kind.

For full license terms, see the included LICENSE file or refer to the MIT License here:

Please note that while the source code is open source, the App name, branding, and logo (if any) may be subject to separate intellectual property rights and may not be reused without the developer’s permission.

7. Changes to Terms

The developer reserves the right to update or modify these Terms at any time without prior notice. Continued use of the App after any changes constitutes your acceptance of the new Terms.

8. Contact

If you have any questions about these Terms and Conditions, please contact the developers by opening an issue on Github or sending us an email to support@ialfaro.me and we will be getting back to you as soon as possible.

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